Sports & Leisure

Risk Appetite

We especially love to receive the following quality risks. Have a risk not on the list? Speak to our team for a more extensive breakdown.

• Sports & social clubs
• Private members clubs
• Royal British Legion clubs
• Health, leisure clubs & gyms (not 24 hour opening)
• Village halls/community centres
• Football & sports stadiums (property only)
• Snooker halls (not 24 hour opening)

Standard Covers

We typically offer coverage up to the following limits. Speak to our team if required coverage falls outside these limits.

• Commercial Combined
• Personal Accident as standard for the owners/committee
• £5,000 Money and Goods in Transit cover
• £5,000 trophies and works of art
• £5,000 theft by employees cover
• Offer cover if club has live entertainment
• Offer cover if sauna/sunbed/jacuzzi is on the premises
• £100,000 Loss of licence cover
• Can offer Legal Expenses cover and D&O under the package

Limits

• Up to £ 5,000,000 Buildings/BI Sum insured
• Up to £ 5,000,000 Public Liability
• Up to £10,000,000 Employers Liability
• Up to £ 1,000,000 Trustees Indemnity
• Up to £ 100,000 Legal Expenses

Exclusions

• Damage/loss caused by Radioactive/Nuclear risks
• Damage/loss by a War or Terrorism act
• Damage/loss by Pollution/Contamination
• Cyber/Computer hacking loss
• Damage/loss outside the territorial limits
• Loss from a virus, disease and pandemic
• Trading restrictions and sanctions